Ready to Fund Your Deal?
Tell us about your property and we'll get you indicative terms and pricing — usually within 24-48 hours.
Thanks — we've got your deal.
We'll follow up within one business day.
How It Works
No black box. Here's exactly what happens between submitting your deal and getting funded.
- 1
Submit Your Deal
Tell me the property details and what you're looking to finance.
- 2
Get Your Terms
Receive term sheet, typically same day or next business day.
- 3
Underwriting & Docs
We collect the necessary documentation and finalize underwriting.
- 4
Close & Fund
Close on your timeline and get funded to close on your deal quickly.
Questions before you apply
What documentation is required?
It depends on the program. Fix & flip and construction loans generally require a purchase contract, scope of work/budget, and proof of funds for reserves. DSCR loans focus on the property's rental income (lease or market rent) rather than your personal tax returns. We'll give you an exact checklist once we know your loan type.
How fast can you actually close?
Fix & flip and bridge loans can close in as little as 7-14 days once title and insurance are in place — our average across all loan types is 11 days. DSCR loans typically take 3-4 weeks. Tell us your deadline up front and we'll build the timeline around it.
Do you lend in my state?
We're licensed to lend in 32 states. Submit the questionnaire above with your property location and we'll confirm coverage immediately — if we can't fund it directly, we'll tell you right away.
Are there prepayment penalties?
Most of our fix & flip and bridge loans carry no prepayment penalty, since we expect a short hold period. Some DSCR programs include a step-down prepayment structure in exchange for a lower rate — we'll walk you through the tradeoff before you commit to anything.
What are typical rates and points?
Pricing depends on the loan program, leverage, experience, and the specific deal — there's no one-size-fits-all number. Submit your deal and we'll give you real, deal-specific pricing rather than a generic range that won't hold up at underwriting.